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Uses of data

Modern Furniture Retailer - Iconic Interiors bring you a range of bauhaus furniture designs that never grow old. Furniture that has not only stood the test of time, but has emerged decade-upon-decade, looking as fresh and contemporary as it has ever done.

Self Cert Mortgage Brokers - Self certification mortgages aimed at freelancers, contractors and the self employed.

Phone calls may be recorded for security purposes and monitored under our quality control procedures. Our complaint handling procedures meet the standards required by the Financial Services Authority.

Confidentiality

We will treat all your personal information as private and confidential (even when you are no longer a customer). Nothing about you or your name and address will be disclosed to anyone, other than in exceptional cases permitted by law.

These are:

  • When we are legally compelled to do so
  • Where there is a duty to the public to disclose
  • Where disclosure is required to protect our interest. This will not be used as a reason for disclosing information about you, including your name and address, to anyone else for marketing purposes
  • Where disclosure is made at your request or with your consent. This can be either as a result of an application for a product or service or by signing an explicit declaration as part of the application. Consent does not need to be in writing if the service is provided over the telephone
  • Where audit is required by appropriate regulatory and code of practice organisations.

Using your personal information

Providing the service for which you have applied

Your details will be used in providing the service you applied for and for the ongoing administration of the service. When taking out insurance, your details will be passed to the insurers for this purpose. If you make a claim, any information you provide to the insurers may be put onto a register of claims through which insurers share such information to prevent fraudulent claims. A list of the participants and the address of the operator are available from the insurers.

Research and statistical analysis

We may use your details to assist us in understanding individual needs and business trends in order to improve the products and services we offer.

Cookies

This site does not use cookies.

Anti-money laundering and statutory obligations

To comply with money laundering regulations, and to help stop criminals using financial products or services to launder money, there are times when we need to confirm (or reconfirm) the name and address of our customers. We may need to do this whether you are applying to be a new customer or have been one for some time

Email

If you email us, or give us your email address, we will keep a record of it. We will not give your email address to any unauthorised third parties. If you send us email, always remember that it may be insecure and could be intercepted. Please keep the amount of confidential information you include to a minimum.

The Data Protection Act

We have a legal obligation under the Data Protection Act to ensure that all information held and processed about you complies with the principles of the Act. The Act requires all personal information to be treated in the strictest confidence and to be used only for purposes of which you are aware.

Under the terms of the Act, you have the right to obtain a copy of the information we hold about you, upon payment of the appropriate fee. Please be assured that we will actively review your personal information on a regular basis to ensure it is accurate. If you have any questions or concerns on the use of your personal information, please do not hesitate to contact us at any time.

Business customers

The Data Protection Act does not generally apply to companies, but it does extend to sole traders and partnerships. When an application is received from a business, in addition to the above information, information may be sought from credit reference agencies on the company directors and/or partners as individuals.

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